Attention homeowners: Real estate appraisal services for in Roseburg and Douglas County
Here are the top seven reasons why Oregon homeowners call on Appraisal Associates of Douglas County:
At Appraisal Associates of Douglas County, we understand the particular needs of a homeowner in need of appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. Being a person not in the real estate field that ordinarily doesn't see an appraisal on a regular basis, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Appraisal Associates of Douglas County are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Challenging a property tax assessmentIf you live in a local area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Appraisal Associates of Douglas County is your chief weapon.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Appraisal Associates of Douglas County is seasoned in helping clients just like you delete unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Appraisal Associates of Douglas County can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.